Auto coverage that fits the road ahead.
Compare more than a price. We help you understand limits, deductibles and optional protection—then shop multiple carriers for the right fit.
Louisiana’s minimum is a legal floor—not a personal recommendation.
Louisiana requires 15/30/25 liability limits: $15,000 bodily injury per person, $30,000 per accident, and $25,000 property damage. Your assets, vehicles, passengers and risk tolerance may call for more.
Liability
Helps pay for injuries or property damage for which you are legally responsible, up to your limits.
Your vehicle
Collision and comprehensive address different causes of physical damage; lenders may require both.
Other drivers
Uninsured and underinsured motorist options can help when an at-fault driver has too little coverage.
Make the comparison accurate.
- Driver names, dates of birth and license information
- Vehicle VINs and annual mileage estimates
- Current policy declarations page
- Loan or lease details
- Recent tickets, accidents and claims
What does “full coverage” include?
There is no universal policy called “full coverage.” Ask which exact coverages, limits and deductibles appear in the quote. The lowest premium may also carry the largest out-of-pocket exposure.
Auto insurance FAQ
Is liability insurance required?
Yes. Louisiana law requires registered automobile owners to carry liability insurance and imposes penalties for lapses.
Will a lender require more?
A lender or lease agreement may require collision and comprehensive coverage in addition to liability.
Should I shop only by premium?
No. Compare the same drivers, vehicles, limits, deductibles and optional coverages before deciding which quote is actually lower.
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We’ll help you compare protection and price without calling company after company.
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